Please enter a ZIP code or city
Or visit one of our 39 locations
Or visit one of our 39 locations
Benefits of enrolling in direct deposit:
• Convenient
• Immediate access to cash
• Safe and secure
• Get paid up to one day earlier*
To get your direct deposit started, fill out the form below and return it to your payroll department.
• General direct deposit form
• County of San Diego employee direct deposit form
• County of San Diego retired employee direct deposit form
SDCCU’s ABA Routing Number is 322281617. Be sure to provide your account suffix at the end of your account number (e.g. 1234567 + 90).
Where can I find my account number?
Your account number is printed at the bottom of your personal checks. You can also find this number in Internet Branch online banking. Your account number will be displayed at the top right of your screen. Click on your account number in the upper right hand screen, then click “Account Number Help”.
Each sub account (savings, checking, etc.) has a 2 digit suffix attached to your account number. The leading zeros and suffix are required for checks, ACH, wire transfers and direct deposit. Your full account number is 12 digits.
For example: 000 + 1234567 + 90 = 000123456790 -or- 00 + 12345678 + 92 = 001234567892.
What is a suffix/share ID?
A suffix/share ID helps differentiate between account types. For example, if you set up direct deposit and want it to go to your checking account, you need to add your checking suffix, 90 for example, to your account number. You may find your account suffix in Internet Branch online banking or on your account statements.
*SDCCU offers credit of your direct deposit approximately one business day before your actual pay date as long as your employer provides SDCCU notification with two to three business days in advance, which many employers do. Actual deposit date is not guaranteed. SDCCU assumes no liability for not depositing funds to your account early.
SDCCU has over 30,000 surcharge-free ATMs and 39 branch locations.
Open an account online today!
Thanks for applying for a loan with SDCCU!
Before we continue, please answer the following questions:
Before we continue, please answer the following questions:
Thank you for your interest in opening a new account with SDCCU. Membership is open to:
Everyone living or working throughout Southern California: Imperial, Los Angeles, Orange,
Riverside, San
Bernardino, San Diego, San Luis Obispo, Santa Barbara or Ventura counties.
Any immediate family or household member of a SDCCU member.
Join the Financial Fitness Association for a low $8 fee.
Open an account online to become a member.
Open Account
There are many convenient branch locations throughout Southern California.
Find Branch
Open your account in 3 easy steps:
Click the Open an Account button below
Select $1 savings account, enter your information and submit the application.
Transfer your funds:
Make a wire transfer: Simply provide your account number and the nine-digit routing number found on your check or deposit slip.
Mail a check or money order to:
San Diego County Credit Union
Attn: Deposits, Payments or Payoffs
P.O. Box 269040
San Diego, CA 92196-9040
Thank you for your interest in applying for a low-rate auto loan from SDCCU. You can apply by one of the convenient ways below.
Visit a Dealership.
When you’re at the franchise dealership, tell them you want to finance through SDCCU. Upon approval, they can set you up for membership and complete your loan on the spot.
There are many convenient branch locations throughout Southern California.
Find Branch
Open an account online to become a member.
Once you are a member, apply for your auto loan through Internet Branch online banking.
Open Account
Select Go to log into online banking to open an account.
Thank you for your interest in applying for a low-rate credit card from SDCCU. You can apply by one of the convenient ways below.
Open an account online to become a member.
Once you are a member, apply for your credit card through Internet Branch online banking.
Open Account
There are many convenient branch locations throughout Southern California.
Find Branch
Thank you for your interest in applying for a personal loan from SDCCU. You can apply by one of the convenient ways below.
Open an account online to become a member.
Once you are a member, apply for your personal loan through Internet Branch online banking.
Open Account
There are many convenient branch locations throughout Southern California.
Find Branch
Select Go to log into online banking and apply.
Call Business Services at (877) 732-2848, ext. 6200
Visiting external link:
By clicking the "Go" button below, you acknowledge that you are leaving sdccu.com and going to a third party website. You are entering a website which has separate privacy and security policies. SDCCU® is not responsible or liable for any content, products, services, privacy and security or external links on the third party's website.
Thank you for your interest in SDCCU.
It's easy to join online in a few steps and apply for your new loan at the same time
Thank you for your interest in applying for a low-rate credit card from SDCCU. You can apply by one of the convenient ways below.
Open an account online to become a member.
Once you are a member, apply for your credit card through Internet Branch online banking.
Open Account
There are many convenient branch locations throughout Southern California.
Find Branch
Thank you for your interest in applying for a low-rate auto loan from SDCCU. You can apply by one of the convenient ways below.
Visit a Dealership.
When you’re at the franchise dealership, tell them you want to finance through SDCCU. Upon approval, they can set you up for membership and complete your loan on the spot.
There are many convenient branch locations throughout Southern California.
Find Branch
Open an account online to become a member.
Once you are a member, apply for your auto loan through Internet Branch online banking.
Open Account
Thank you for your interest in applying for a personal loan from SDCCU. You can apply by one of the convenient ways below.
Open an account online to become a member.
Once you are a member, apply for your personal loan through Internet Branch online banking.
Open Account
There are many convenient branch locations throughout Southern California.
Find Branch
Log into Internet Branch online banking to apply for this loan under your existing account. If you want a separate account, use the New to SDCCU options to the left.
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