Get the full range of banking services and products that big banks offer, with the unique perks and features you can only find at SDCCU.

A product for every purpose

While SDCCU offers everything the big banks have, there are some things you only get from banking at a credit union. With lower costs, more convenience, and a passion for community, SDCCU is here to help you plan for today, and every day after.

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Why Bank with SDCCU?

Because people come first

SDCCU has always made members the number one priority. Because of this deep-rooted commitment, we’re focused on providing all the banking services you need, but from a place that’s never for-profit, and still wholly owned and operated by its members.

Explore our unique benefits


We don't deal with outside stakeholders, so all earnings are returned to our members through lower fees and higher dividends.


We have 30,000 surcharge-free ATMs, 42 branch locations, and mobile and online banking, so you can bank anywhere, anytime.


We are proud members of the communities we call home, and participate in a lot of local programs and events to show our support.

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Mobile Banking

With the free and secure SDCCU Mobile Banking app, you can access your accounts whenever you want, wherever you are.

  • View balances
  • Transfer funds
  • Make deposits
  • Pay bills
Learn About the App
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Online Banking

When you enroll in online banking, you get access to a range of personal banking services, in a way that’s fast and secure.

  • View monthly eStatements
  • Set up account alerts
  • Open new accounts
  • Apply for a loan
Enroll in online banking
Find a SDCCU ATM or branch near you
View all Branches or Surcharge-Free ATMs

A friend in the neighborhood

When you bank with SDCCU, not only do you get access to online banking services, but you’ll benefit from our in-branch features, as well. Here’s some of what you’ll find at our 43 locations, but please visit your local branch’s page to see the features nearest you.

Cashier's Checks

Request a cashier's check for any amount.

Safe Deposit Boxes

Store your valuable items in a secure place.

Wire Transfers

Wire in and outgoing funds, domestic and foreign.


"I have been a SDCCU member for many years and am amazed how friendly and fast service is. I have had nothing but excellent service at SDCCU. Every time I visit a branch I am greeted with a hello and a smile."

Andrea Z., Lake Elsinore

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Why Bank at SDCCU?

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