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All SDCCU branches and Call Center will be closed on Monday, May 27, 2024 in observance of Memorial Day. Our 30,000 ATMs and mobile and online banking are available for your convenience.
All SDCCU branches and Call Center will be closed on Monday, May 27, 2024 in observance of Memorial Day. Our 30,000 ATMs and mobile and online banking are available for your convenience.
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About SDCCU

They Bank Big. We Bank Better.


San Diego County Credit Union is San Diego's largest locally-owned financial institution. With over $13 billion in assets, SDCCU is a not-for-profit credit union wholly owned and operated by its members. Unlike most other financial institutions, like big banks, SDCCU does not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to members in the form of lower loan rates, higher dividends on deposits or lower fees.

Originally chartered in 1938 as San Diego County Employees Credit Union, SDCCU was formed to provide for the financial needs of local county government employees. During the 1970s, SDCCU expanded its membership to include all San Diegans and today, is open to everyone living or working throughout Southern California: Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara or Ventura counties. Those outside of the area can open an account by joining the Financial Fitness Association.

SDCCU serves over 437,000 members and continues to thrive as one of San Diego's premier financial institutions. With over 40 branch locations in San Diego, Riverside and Orange County, SDCCU is conveniently located in our communities serving consumers through superior product and service offerings. SDCCU is proud to have been voted BEST Credit Union 23 years straight in the San Diego's BEST Union-Tribune Readers Poll. SDCCU has also been voted BEST Mortgage Home Loan Lender, BEST Financial Planner, BEST Auto Loan Provider and BEST Place to Work multiple times.

Additionally, SDCCU is a proud community leader. SDCCU and our community crew, Team SDCCU, support many different non-profit organizations, including the CHOC Children’s Hospital, Rady Children’s Hospital, San Diego Blood Bank, San Diego Humane Society and many more. At the local level, branches also support community charitable organizations and events through sponsorships, volunteerism and activism. At SDCCU, we Feel The Teal!®

Experience the difference. It's your hometown. It's ours too.

Learn More About SDCCU Products

Find services for all your banking needs

Checking Accounts

All the options you're looking for, and more

Explore Checking Accounts

Home Loan Mortgages

Low fixed rate & adjustable rate home loans

Explore Home Loan Mortgages

New & Used Auto Loans

Take advantage of all the benefits of a SDCCU Auto Loan

Explore Auto Loans

IRA Savings Accounts

Meet your retirement goals with a SDCCU IRA

Explore IRA & Retirement Accounts

HELOCs & Home Equity Loans

Transform your home with a low-rate HELOC

Explore HELOCs & Home Equity Loans

Certificate Accounts

A smart way to grow your money

Explore Certificate Accounts

Apply for a Loan

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