When considering credit unions vs. banks, remember that SDCCU is more than just a financial institution—we’re a dedicated partner in the community, and a trusted resource in all of life’s moments.
428kSDCCU members and counting
75non-profits supported in San Diego, Riverside and Orange counties
400events participated in by SDCCU every year
$950mgenerated for the local economy over the past 43 years through Holiday Bowl Game sponsorship
What is a credit union, and who can become a member? With SDCCU, people come first and profits second, so while you get similar services and products, you’ll never worry about big bank stakeholders and fees. There are several ways to join the SDCCU family, even if you’re outside of the area!
Who can open an account:
Everyone living or working throughout Southern California: Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara or Ventura counties
Any immediate family or household member of a SDCCU member
Employees of
Select Employer Groups
Any members of the
Financial Fitness Association
The San Diego Union-Tribune conducts an annual readers poll to determine the best-in-class businesses in a variety of industries and categories. As an institution that is committed to our customers, we appreciate our local community for voting us the BEST Credit Union for another consecutive year!
2022 Nonprofit Awards and Corporate Citizenship Awards Winner
Most Paper Collected in 24 Hours
2023 Top 5 Best-in-State Credit Unions
"I have been a SDCCU member for many years and am amazed how friendly and fast service is. I have had nothing but excellent service at SDCCU. Every time I visit a branch I am greeted with a hello and a smile."
Be a Part of San Diego's
BEST Credit Union
SDCCU has over 30,000 surcharge-free ATMs and 39 branch locations.
Open an account online today!
Thanks for applying for a loan with SDCCU!
Before we continue, please answer the following questions:
Before we continue, please answer the following questions:
Visiting external link:
By clicking the "Go" button below, you acknowledge that you are leaving sdccu.com and going to a third party website. You are entering a website which has separate privacy and security policies. SDCCU® is not responsible or liable for any content, products, services, privacy and security or external links on the third party's website.
Thank you for your interest in SDCCU.
It's easy to join online in a few steps and apply for your new loan at the same time
Log into Internet Branch online banking to apply for this loan under your existing account. If you want a separate account, use the New to SDCCU options to the left.
LOG IN
Checking Accounts
Savings Accounts
Online Banking
Mobile Banking
Certificate Accounts
IRA & Retirement Accounts
Money Market Accounts
All Banking Products & Services
Home Loan Mortgages
Home Equity Loans & Lines
Auto Loans
Personal Loans
All Loans Products & Services
Visa Credit Cards
All Credit Card Products & Services
SDCCU Investment Services Overview
Financial Advisors
Investment Services Account Access
Estate Planning
Guided Wealth Portfolios
Events
Community Outreach
Promotions
Why Bank With SDCCU?
