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| Effective January 12, 2025 and subject to change. View a printable PDF. |
SDCCU personal loans can help you cover unexpected expenses like car repairs, medical bills, vacations or whatever else you may need.
Loan Type | Annual Percentage Rate (APR) | Term | Rate Type |
| Signature: | 15.50% | Up to 60 months | Fixed |
Certificate Secured1: ($25,000 or more) | Dividend Rate + 2.00% | Up to Maturity Date | Fixed |
Certificate Secured1: (less than $25,000) | Dividend Rate + 3.00% | Up to Maturity Date | Fixed |
| Share Secured: | 5.00% | Up to 60 months | Fixed |
Certificate rates may vary based on the dividend rates. All loans are subject to approval. 60 monthly payments of $24.22 per $1,000.00 borrowed at 15.50% for Signature Loans. 60 monthly payments of $18.92 per $1,000.00 borrowed at 5.00% for Share Secured Loans. Minimum monthly payments apply.
1For Certificate Secured Loans, the entire remaining unpaid balance shall be due and payable upon the maturity of the certificate account.
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