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HELOC & Home Equity Rates

Effective October 3, 2024 and subject to change.
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SDCCU offers fixed rate home equity loans and variable rate home equity lines of credit (HELOC). Our Home Equity Lines & Equity Loans feature:

 

Equity Lines

  • Advances available during the first 10 years


Equity Loans

  • Option of 10- or 15-year term

 

 

Owner Occupied Property Types Limited To:

  • Single Family Residence, primary and second homes
  • Townhouse
  • 2 Units
  • Condominiums

Property must be located in California.
Condos must be approved for conventional Fannie Mae, FHA or VA financing.

Call us or visit us today to find out what options are available to you!

Learn More About SDCCU Loans

Check out more loans and financial resources.

Home Equity Loans & Lines

Using the value of your home couldn't be easier or more affordable.

Explore Home Equity Loans & Lines

Home Loans

Learn more about our home loan programs.

Explore Home Loans

Auto Loans

Check out low-rate auto loans available at SDCCU.

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Personal Loans

Cover unexpected expenses with a SDCCU personal loan.

Explore Personal Loans

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