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Why Bank With SDCCU?
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Cash Back, Rewards, No Annual Fees & More Options
Our low interest rate credit SDCCU® Visa® cards all have a unique set of perks, but are still backed by the same core benefits that make San Diego County Credit Union credit cards some of the best Visa credit cards available.
Considering a credit union credit card with SDCCU is the right choice because we don't have shareholders to share our profits with like the big banks do. We can pass our savings on to members in the form of low interest rates and low fees. SDCCU offers a variety of low-interest credit union credit cards to help you make the most of your daily transactions. Use your SDCCU card anywhere Visa is accepted, while enjoying low rates and fees.
17.24% to 23.24%
Annual FeeNo annual fee for the first year, $99 thereafter
Apply Online15.24% to 21.24%
Annual FeeNo annual fee for the first year, $35 annual fee thereafter is waived when total annual purchases exceed $6,000
Apply OnlineAre you ready to start making the most out of your daily transactions? First, you will want to decide which Visa credit union credit card listed above, is best for your spending habits. Do you enjoy traveling and want a card that can help you achieve this goal? Is having no annual fees a top priority for you? Taking questions like these into consideration can help you decide on the credit card that is best for your lifestyle. Once you have decided on a credit card, you will want to start the application process. We recommend checking your credit score and credit reports, prior to applying, in order to give yourself a better understanding of where you sit. Once you feel confident, start the application process online!
Verified by VISA provides cardholders an enhanced level of security for online purchases to protect against unauthorized card use. Verified by VISA utilizes a one-time passcode (OTP) system to validate online transactions with participating merchants. This service helps merchants confirm you are the authorized user of the account and, most importantly, protects you from fraud.
We also offer a Visa Business credit card for safe and convenient business
purchases. Apply Today!
APRs are variable and determined when you open your account, based on creditworthiness. Subject to credit approval. Rates and terms subject to change. See Benefit Guides and Terms and Conditions for details.
¹FICO® Score available for primary member with an active loan in good standing.
²Rebate credited to your balance each billing cycle. Cash advances, convenience checks, balance transfers and refunded purchases are not eligible purchases. The cash reward program is available only for well-qualified applicants.
Thanks for applying for a loan with SDCCU!
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Thank you for your interest in SDCCU.
It's easy to join online in a few steps and apply for your new loan at the same time
Log into Internet Branch online banking to apply for this loan under your existing account. If you want a separate account, use the New to SDCCU options to the left.
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