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SDCCU Credit Card Products & Services

Rewards, Low-Interest & Cash Back Options

Find the SDCCU credit card that fits your needs

Compare all of our card options and their benefits to find the perfect match for your spending needs. From earning travel points with our Fly Miles Plus® program to earning cash back with our Cash Rewards card, San Diego County Credit Union offers a variety of products and services tailored to meet your financial goals. To get started, apply for your preferred card option online, visit a branch or call us at (877) 732-2848. We're here to help you through the credit card application process to ensure you choose the best option for your lifestyle.

Why Choose a Trusted Credit Union for Your Credit Card?

When you're looking for a credit card, a credit union like SDCCU offers unique benefits that you might not find at traditional banks.

  • Competitive Rates: Credit unions often provide lower interest rates on credit cards, which can save you money over time—especially if you carry a balance. Explore our rates.
  • Flexible Options:  Being member-focused means we can offer more personalized credit solutions, so you can find a card that fits your financial needs.
  • Exceptional Service:  At SDCCU, our members always come first. You’ll experience attentive service focused on helping you reach your financial goals.
  • Supporting Your Financial Health: We’re committed to helping you manage your finances wisely. SDCCU offers free financial counseling to all our members.


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Why Bank with SDCCU?

Because people come first

SDCCU has always made members the number one priority. Because of this deep-rooted commitment, we’re focused on providing all the banking services you need, but from a place that’s never for-profit, and still wholly owned and operated by its members.

Explore our unique benefits

Cost

We don't deal with outside stakeholders, so all earnings are returned to our members through lower fees and higher dividends.

Convenience

We have 30,000 surcharge-free ATMs, 39 branch locations, and mobile and online banking, so you can bank anywhere, anytime.

Community

We are proud members of the communities we call home, and participate in a lot of local programs and events to show our support.

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Checking Accounts

We have a variety of checking accounts to fit every member’s unique needs. 

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Visa® Secure Remote Commerce

Visa Secure Remote Commerce lets you easily and securely make online purchases without having to re-enter your credit card or shipping information. 


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Find a SDCCU ATM or branch near you
View all Branches or Surcharge-Free ATMs

Explore more SDCCU services

We offer various banking solutions to fit your needs

Cashier's Checks

Request a cashier's check for any amount.

Financial Advisor Onsite

An experienced Financial Advisor is available to meet with you one-on-one.

Safe Deposit Boxes

Store your valuable items in a secure place.

Wire Transfers

Wire in and outgoing funds, domestic and foreign.

WHAT PEOPLE ARE SAYING

“I have never been treated so nicely and felt as welcome to a financial institution as I have been at SDCCU. Now I know the difference it makes walking through the doors and being greeted and acknowledged as a guest and not a number. All the staff are so helpful and friendly. I will never go back to a regular bank!” 

Bruce A.

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Why Bank at SDCCU?

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