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All SDCCU branches and Call Center will be closed on Monday, May 27, 2024 in observance of Memorial Day. Our 30,000 ATMs and mobile and online banking are available for your convenience.
All SDCCU branches and Call Center will be closed on Monday, May 27, 2024 in observance of Memorial Day. Our 30,000 ATMs and mobile and online banking are available for your convenience.
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Business Checking Accounts

SDCCU offers two business checking account options to meet the needs of your large or small business. 

You can easily switch between the two business bank account options if the needs of your business change.
ATM access

ATM access

Visit any one of our 30,000 surcharge-free ATMs nationwide

Competitive Rates

Competitive Rates

Competitive business deposit rates

Mobile Banking

Mobile Banking

Mobile convenience for your business

Online banking

Online banking

Take advantage of online services like real-time account alerts

Explore your business banking solutions

Account Features and Benefits

Account Features and Benefits

  • NEW! Online business bill pay
  • Visa® debit card
  • eStatements
  • Direct deposit
  • Unlimited online copies of checks
  • Automatic transfer of SDCCU loan payments
  • Link to Business Sweep Savings Account
  • Overdraft protection from your savings account
  • Download your account history data to Quicken® or QuickBooks™
Visit a Branch View Deposit Rates
Account Features and Benefits
Business Checking

Business Checking

Designed for monthly transactions less than:

  • 150 paid items
  • 25 deposits
  • 200 deposited items
  • $2,500 deposited cash/coin

Minimum opening balance: $100
Fees: Monthly fee of $12 waived with $5,000 average daily balance.

Open your account at any of our convenient branch locations.

Visit a Branch View Deposit Rates
Small Business Checking

Small Business Checking

Designed for monthly transactions less than:

  • 75 paid items
  • 10 deposits
  • 100 deposited items
  • $2,500 deposited cash/coin 

Minimum opening balance: $100
Fees: Monthly fee of $8 waived with $2,500 average daily balance.

Open your account at any of our convenient branch locations.

Visit a Branch View Deposit Rates
Small Business Checking
Transaction Volume

Transaction Volume

If specified transaction volumes are exceeded, fees are:

  • $0.25 per check
  • $1.25 per deposit ticket
  • $0.12 per deposited item
  • $0.15/$100 cash/coin deposited

Open your account at any of our convenient branch locations.

Visit a Branch View Deposit Rates

Apply for a Loan

Thanks for applying for a loan with SDCCU!
Before we continue, please answer the following questions:

Welcome to SDCCU

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Are you a current SDCCU member?
What will you be applying for?
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Thanks for applying for a business loan with SDCCU!
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What will you be applying for?
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