San Diego County Credit Union - Growing Together Best Credit Union
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July 3, 2008
  
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  Payment Protection

Add Payment Protection to your Loan and receive assistance in meeting your monthly payment obligation when you need it most, without the risk of defaulting on your Loan.

  Unemployment* Disability Life/Terminal Illness
Protection Provided Maximum of six monthly payments paid per occurrence Unlimited number of payments canceled for the term of the Loan* •Cancellation of outstanding Loan balance up to $50,000 in the event of loss of life or with diagnosis of a pending loss of life witihin six months
•Joint coverage available
Maximum Loan Term 10 years 10 years 10 years
Waiting Period 30 days 30 days retroactive None
Eligibility** •Member age 18-69
•Employment questions required*
•Member age 18-69
•Employment questions required*
•Health questions required*
•Member age 18-69
•Health questions required*

With the Payment Protection Program, you may either select a plan that includes all protection coverage or select any of these combinations:

  • Unemployment** and Disability
  • Unemployment and Life/Terminal Illness
  • Disability and Life/Terminal Illness
  • Disability only
  • Life/Terminal Illness only
  • Unemployment, Disability and Life/Terminal Illness
  • A Payment Protection Program is available with EquityLines and Consumer Loans.

    *See Agreement/Application for detailed information.

    **Unemployment Protection is only available when combined with one of the other protection coverages. These products are not insured by the National Credit Union Administration. The purchase of these products is optional and will not affect your application for credit. The information provided here is not a contract. It is a general summary of product benefits, and its contents are limited due to size.

     
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