Protect your vehicle investment with Guaranteed Asset Protection (GAP). If your new or used vehicle is stolen or involved in an accident, GAP shelters you from a potential loan deficiency by covering the "gap" between the value of your vehicle and the amount you owe on the loan. GAP is designed for all drivers, whether you finance a new or used vehicle. It covers automobiles, vans and light trucks.

GAP covers the difference between your primary insurance company's Actual Cash Value determination and the payoff of your loan.¹ Delinquent payments, late charges, refundable service warranty contract, other insurance-related products and interest charged after the date of loss will be deducted from the GAP settlement.

Should you suffer a total loss or unrecoverable theft, GAP provides an additional benefit of $1,000 toward the down payment for your replacement vehicle. To qualify for this benefit, the replacement vehicle must be financed with San Diego County Credit Union within 90 days of the date of loss.

Ask for GAP when you apply for an Auto Loan.

¹Coverage applies to insurance deductibles no greater than $1,000
Guaranteed Asset Protection Advantage is administered by Southwest Business Corporation® (SWBC). License #0516221