80/10/10 Home Loans are available for refinances and allow you to put less down through cash or equity. You can then finance 80% of your home's value as a first Home Loan and 10% as a concurrent Home EquityLine or Loan.

	Rate Fixed or Adjustable Term • Fixed loans 15, 20, 30 or 40 years¹ • Adjustable loans amortized over 30 or    40 years² Minimum Loan Amount $50,000 Financing Options • Up to 90% financing • 80% 1st Home Loan • 5% - 10% EquityLine/Equity Loan Additional Features • No obligation Pre-Approval • Free 45-day rate lock available • Loans serviced by SDCCU • Free Internet Branch online account access • Free eStatements • Potential tax deductions³ Minimum Payment Fixed and Adjustable payment options are available Payment Options Automatic payments from an eligible SDCCU account available

Apply for a Home Loan today at any of our convenient branch locations or online:

¹For example: 360 monthly payments of $6.08 per $1,000 borrowed at 6.125% Fixed Annual Percentage Rate (APR) based on APRs offered 02/25/08. Rates are subject to change. Certain restrictions apply.
²For example: 360 monthly payments of $5.76 per $1,000 borrowed at 5.625% Adjustable APR for the 7-year adjustable term based on APRs offered 02/25/08. Rates may vary and are subject to change. Certain restrictions apply.
³Consult your tax advisor.