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Experience the joy of homeownership with low monthly payments and
low down payments. The variety of Home
Loan programs offered by SDCCU® gives you greater flexibility
in obtaining just the right financing option for your
next Home Loan.
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Fixed Rate |
Adjustable Rate |
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Learn More>>
Apply Now>> |
Learn More>> Apply Now>> |
| Perfect if... |
You want fixed monthly payments. |
You want to afford more home and you expect an increase in your income. |
| Fixed Rate |
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| Adjustable Rate |
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| Loans up to $1,500,000¹ |
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| 15, 20 or 30-year term |
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Fixed initial term
5 or 7 years |
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| Up to 90% financing |
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| Online account access |
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| Free 45-day rate lock available |
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No obligation
pre-approval |
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"Piggyback" Home Loans are available for refinances.
Calculate what you can
afford with our convenient online
calculators, then apply online and get a decision in minutes.²
For more information on any of our Home Loans, please contact a Real
Estate Specialist at (877) 732-2848,
email us at realestate@sdccu.com with
your request or visit any of our convenient
branch locations.
Resources
Compare Loan Programs and Payments
Home Loan Application
Glossary
FAQs
Current Rates
¹Higher loan amounts may be available.
²The approval is subject to verification of the information contained
in the loan application. There is a
$350 deposit required to process a
loan, which is credited toward appraisal
and closing costs.
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