Experience the joy of homeownership with low monthly payments and low down payments. The variety of Home Loan programs offered by SDCCU® gives you greater flexibility in obtaining just the right financing option for your next Home Loan.

	Fixed Rate	Adjustable Rate
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Perfect if...	You want fixed monthly payments.	You want to afford more home and you expect an increase in your income.
Fixed Rate
Adjustable Rate
Loans up to $1,500,000¹
15, 20 or 30-year term
Fixed initial term 5 or 7 years
Up to 90% financing
Online account access
Free 45-day rate lock available
No obligation pre-approval

"Piggyback" Home Loans are available for refinances.

Calculate what you can afford with our convenient online calculators, then apply online and get a decision in minutes.²

For more information on any of our Home Loans, please contact a Real Estate Specialist at (877) 732-2848, email us at realestate@sdccu.com with your request or visit any of our convenient branch locations.

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Compare Loan Programs and Payments
Home Loan Application
Glossary
FAQs
Current Rates

¹Higher loan amounts may be available.
²The approval is subject to verification of the information contained in the loan application. There is a $350 deposit required to process a loan, which is credited toward appraisal and closing costs.