Fixed Rate Home Loans provide guaranteed monthly payments for a pre-determined period of time. Monthly budgeting is easy, since you will always pay the same amount even if interest rates increase.

SDCCU^® is a long-term partner you can trust! SDCCU has been helping people like you achieve their dreams for almost 70 years. We offer competitive rates and specialized service in your neighborhood.

The longer 40-year term offers a great rate and divides loan payments over an additional 10 years, which means a lower monthly payment.

	Rate Fixed for the life of the loan Term 15, 20, 30 or 40 years¹ Minimum Loan Amount $50,000 Down Payment Required Up to 95% financing² on loans up to $650,000 Additional Features • No obligation Pre-Approval • Free 45-day rate lock available • Loans serviced by SDCCU • Free Internet Branch online account access • Free eStatements • No pre-payment penalties • Potential tax deductions³ Minimum Payment Payment is fixed for the life of the loan Payment Options Automatic payments from an eligible SDCCU account available

Apply for a Home Loan today at any of our convenient branch locations or online:

¹For example: 360 monthly payments of $6.08 per $1,000 borrowed at 6.125% Fixed based on Annual Percentage Rates offered 02/25/08. Rates are subject to change.
²Private Mortgage Insurance premium is required for loans over 80% loan-to-value. Certain restrictions apply.
³Consult your tax advisor.