Buying a new car has never been easier!

1. Get your AdvanceCheck¹ and take it with you to the dealership.
2. Select your new car.
3. Endorse the AdvanceCheck with the dealer and you’re off!

Getting your AdvanceCheck is easy!

Already Pre-Approved?
Before you go car shopping, call us at (877) 732-2848, ext. 6500, to have your check mailed to you or pick it up at any of our convenient branch locations.

Need approval?
Before you go car shopping, call us at (877) 732-2848, ext. 3100, or visit any of our convenient branch locations to apply for an Auto Loan. Upon approval, you can walk out the door with your ready-to-use AdvanceCheck or have it mailed to your home.

Either way, the hardest part will be picking out your new car!

If you prefer, we can do the work for you! You provide the details of your new car (year, make, model and options) and we'll find the car you want, negotiate the price and coordinate delivery on your behalf. Ask for Auto Express Sales & Leasing at (877) 732-2848, ext. 6500.

¹AdvanceChecks are given upon loan approval only and are Pre-Approved for a set amount, indicated on the check. You fill in the exact amount of your Auto Loan at the dealership. The AdvanceCheck can be used through California Franchise Dealers only. The AdvanceCheck cannot be used to refinance an existing Auto Loan, for private party purchases or for purchase at a non-franchise dealer. Endorsing your AdvanceCheck grants SDCCU® a security interest in the vehicle. Total finance amount can not exceed 120% of Retail Kelley Blue Book (RKBB) including tax and license fees. Maximum financing for trucks, van and SUVs is 100% of MSRP/RKBB. Used vehicles must be no more than 4 years old (ex: current year is 2010, vehicle must be 2006 or newer). No Salvage Titles, Branded Titles, Lemon Law Buybacks, Commercial Vehicles, Grey Market Values or True Mileage Unknown.