With a Certificate Account from San Diego County Credit Union, you are guaranteed an exact return on your investment as a result of fixed dividend rates. Choose from 3- to 60-month terms, depending on your investment strategy.

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Short-Term Certificate: For members wanting a quick return on their investment, generally payable or reaching maturity within a relatively brief time, generally less than one year.
Long-Term Certificate: For members wanting to invest their money for longer than one year, generally receiving a higher rate of return.

	Minimum Balance $2,000 minimum to open Features • Free Internet Branch online account access • Unlimited TalkTone Teller® calls • Free eStatements • Automatic reinvestment • Fixed term account Dividends • Tiered dividend rates based on balance and term • See our current rates Fees • No set-up fee • Early withdrawal penalty

Open a Certificate Account today at any of our convenient branch locations or online:
	Current members:	New Members:

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Opening and maintaining a Primary Savings Account at San Diego County Credit Union requires a minimum $50 deposit per the Credit Union's charter.